¹ APY (Annual Percentage Yield). A $500 minimum deposit is required for consumer and IRA certiﬁcates. Early withdrawal penalties may apply and may reduce earnings. Please visit gesa.com for more information on applicable fees and terms. Certiﬁcate rate is for a limited time only and could end at any time. Stated rate as of January 2, 2020 and is subject to change.
² APR (Annual Percentage Rate). Rates as low as 2.74% APR (48 month) and 3.24% APR (60 month). To be eligible for the promotional rate, member must have a Gesa checking account or Gesa Visa® credit card. Rate dependent on credit qualifications. Not all applicants will qualify. Higher rates may be charged based on credit qualifications. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Rates are accurate as of January 2, 2020. Rates, fees, and terms subject to change without notice and subject to credit approval. Includes a $75 documentation processing fee. Ineligible Collateral: Salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles. Payment Examples for New and Used Autos: Fixed rate at 48 months term, $23.00 a month per $1,000 based on a 4 year loan at 2.74% APR. Fixed rate at 60 months term, $19.00 a month per $1,000 based on a 5 year loan at 3.24% APR.
³ APR (Annual Percentage Rate). Oﬀer valid on new Visa Diamond Cash Back, Visa Platinum, and Visa Share Secured credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date the account is opened if completed within the ﬁrst 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as speciﬁed in the Card Agreement. The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal. For additional information about rates and fees associated with the use of the Visa Diamond Cash Back, Visa Platinum, and Visa Share Secured credit cards, please visit gesa.com/borrow/credit-cards.