Important Notice

  • Due to system maintenance, gesa.com and Xpress Digital Banking will be unavailable beginning on Wednesday, August 12 at 11:30 p.m. until Thursday, August 13 at 12:30 a.m. We apologize for the inconvenience and thank you for your membership in Gesa Credit Union.

Money Market

A Money Market Account is a savings plan that rewards you for saving by earning dividends based on your daily balance. Think of it as an accelerator for your savings plan: the higher your balance, the more you could earn.

  • Unlimited deposits 
  • During any month, no more than 6 remote withdrawals/transfers are allowed
  • Build your account balance effortlessly, using Direct Deposit, Payroll Deduction, or by automatic transfer through Xpress Online

Call us at 888.946.4372 or stop by a Member Service Center near you for more information about getting started with a Money Market Account

Money Market Account Rates

Minimum Daily Balance APY*
$2,500.00 – $9,999.99 0.15%
$10,000.00 – $24,999.99 0.20%
$25,000.00 – $49,999.99 0.25%
$50,000.00 – $99,999.99 0.30%
$100,000.00 – $249,999.99 0.35%
$250,000.00+ 0.40%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 8/1/2020, the last dividend declaration date.

Notes and Fees

Dividends for the Money Market Account are calculated using the daily balance method which applies a daily periodic rate to the balance in the account each day. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The minimum balance required to open this account is $2,500. You must maintain an average daily balance of $2,500 in your account to avoid a service fee of $10.00 per month. New rates are set on the first of each month; rate may change after the account is opened. APY accurate as of 8/1/2020. Fees could reduce earnings on the account.