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Gesa offers free, convenient ATM access 24 hours, 7 days a week to our members. Our tech-savvy ATM allows you to:

  • Withdraw cash
  • Transfer funds
  • View your balance
  • Change your debit PIN
  • Set your personal preferences to speed up ATM visits
  • Deposit checks and cash without having to use an envelope or deposit slip

Gesa has 77,000 no-fee ATMs in our network. View Gesa’s ATM Finder to discover all of the convenient locations. And if you have a Colossal Checking account you will receive unlimited domestic ATM fee refunds and will never have to worry about an ATM surcharge again.

Automatic Account Transfers

Automatic Account Transfers make saving easy. This free service allows you to automatically transfer an amount you authorize each month from your checking to your savings, from savings to checking, or to any other authorized Gesa account. Automatic Account Transfers are different from Direct Deposit/Payroll Deduction in that they are not tied to a payroll check.

Ask a Personal Financial Services Representative or call 888.946.4372, Ext. 1201 to set up Automatic Account Transfers today!

Bill Payer

Bill Payer is FREE! Pay your bills with Bill Payer through Online Banking.

No stamps, no envelopes, no writing checks, no trips to the Post Office! Schedule and pay recurring bills such as the phone, utility, and mortgage, or make a one-time payment anytime! It's convenient and right at your fingertips.

What Can You Do With Bill Payer?

  • Make one-time, or recurring payments
  • Stay in touch with the credit union via encrypted, secure system messaging
  • You can make payments to anyone who has an address

Ready to get started?

All you need is a computer, internet access, and Online Banking. Then, click here to visit Online Banking.


Online Services Agreement

To view the PDFs, you must have the free utility Adobe Reader. Click here to get it.

Direct Deposit & Payroll Deduction

The safe way to deposit payroll, social security, or pension funds is through direct deposit. Thousands of Gesa members have payroll and government checks automatically deposited into their savings or checking accounts each month. Direct Deposit is safe, quick, and easy.

For more information about setting up a direct deposit, please contact our Member Contact Center by calling 888.946.4372.

Payroll Deduction

Have you heard the old adage "Pay yourself first"? Payroll deduction allows you to save automatically. You can specify a dollar amount to be deposited into your savings account each payday. Your savings will grow without lifting a finger!

To sign up for payroll deduction, just contact the payroll department at your place of employment. You may access this form to print and give to your payroll department.

Direct Deposit Form

To view the PDFs, you must have the free utility Adobe Reader. Click here to get it.

Email Alerts

Receive alerts by email to stay on top of your account activity or to detect fraud within seconds. You can receive alerts by email at your preferred email address.

Signing up is quick and easy. If you're an Online Banking user, click on the ‘Alerts’ tab inside Online Banking. You can subscribe to any of the alerts available. Using the edit options, you can select one or more destinations for your alerts. You can choose where you want alert notifications to go on an alert-by-alert basis.


View your statements through Online Banking with a click of a mouse, and say goodbye to pesky paper pile-ups.

  • Available anywhere you have Internet access
  • Faster than mailed statements
  • Provide added security against ID theft
  • Archived for up to 18 months
  • Help save trees and free up space in your filing cabinet
  • eStatements are free!

End the hassle of keeping files and juggling papers.

Gesa Alerts App

Gesa is now offering Gesa Alerts through Visa®! With Gesa Alerts, you can easily and securely setup Gesa debit and credit card alerts anytime, anywhere all from your phone! Once you've created a secure passcode for logging on, you'll have access to setup and manage your FREE card account alerts to help you monitor your card account activity such as:

  • Threshold alerts
  • Foreign transactions alerts
  • Transactions at gas stations and convenience stores
  • Purchase activity alerts
  • Card not present alerts

All of these and many other useful alerts are available to help protect you and your account from fraud while monitoring the transactions you choose.

Your security is our priority. Mobile data transmissions and account information are protected by 128-bit encryption, just like they are when you use Online Banking, to prevent unauthorized access.

Download the Gesa Alerts app through Google Play here.

Download the Gesa Alerts app through iTunes App Store here.

If you have trouble downloading or using the Gesa Alerts app, please contact 1.855.232.0671.

Gesa Mobile Banking

Online Banking for those on the go!

If you have an internet-enabled cell phone or mobile device, you now have three convenient ways to connect to your accounts using Gesa Mobile Banking.

Web App

Point the browser on your mobile device to for quick and convenient access to all of your account balances and to make transfers between accounts.

iPhone®, iPad®, and Android®

Download Gesa Mobile Banking for your phone: Managing your accounts, making transfers, and paying bills is even easier with our downloadable apps! Gesa Mobile Banking for iPhone® and iPad® are now available for download from the iTunes® App Store for FREE. Gesa Mobile Banking for Android® is now available for download from Google Play®.

Register for your mobile account from within the Gesa Mobile Banking App.

Passcode for Android® and Passcode & Touch ID for iPhone® is now available! You can set up this feature on your device by logging in, going to ‘Settings’ on the sidebar and clicking ‘Quick Access.’ In order to use Touch ID, you must have prints already registered on your device.

Text Banking

To set up Text Banking, click here. Once the enrollment process is complete, your mobile device will receive a text message from 46379. Click here to view frequently asked questions.


Online Services Agreement

To view the PDFs, you must have the free utility Adobe Reader. Click here to get it.

Mobile Check Deposit

It's as easy as Point. Tap. Deposit. Enjoy the convenience of depositing a check right from your mobile phone with Gesa's new Mobile Banking app. It's fast, secure and FREE!

  • Download the Gesa Mobile Banking app
  • Click 'Check Deposit'
  • Take pictures of your check and deposit!

Click here to view step-by-step directions on how to use Mobile Check Deposit.

Gesa's Mobile Banking app is available for the iPhone®and iPad® and can be downloaded from the iTunes® App Store. Gesa Mobile Banking for Android® is also available to download from Google Play®.

Mobile Wallets

Mobile wallets allow you to securely carry your Gesa Credit Union debit and/or credit card information in a digital form on your mobile device. Instead of using your plastic card, you simply pay for your purchases with your smartphone or other mobile device.

Gesa Credit Union has partnered with Android Pay™, Apple Pay™, and Samsung Pay™ – the latest in mobile payment technology – to offer you these free, secure, and convenient mobile payment options to our members with Visa® debit and/or credit cards.


No more digging for your wallet! To make it even easier to use your card, set it as the default, or first choice, in your mobile wallet.


Mobile wallets are even more secure than using your plastic card because your credit and debit card information is not stored on your mobile device and the merchant does not receive the card information - only a unique secure token code for each transaction.

Many devices support fingerprint technology to authorize mobile wallets transactions, making the process even more secure.

Getting Started Is Easy.

  • You may need to download the mobile wallets, but generally, it is already included in your device's settings. Not all versions are compatible with mobile wallets - you can check device compatibility by visiting, and
  • Follow your mobile device's steps to add your Gesa Credit Union debit and/or credit cards. Remember to designate your credit union card as your default by ensuring it is the first card on the list of cards you see in the mobile wallets app.
  • Once confirmed with mobile wallets, you can make in-store purchases at thousands of merchants nationwide.

Online Banking

Online Banking is a FREE account manager for Gesa members. It's easy to sign up online with auto-activation. With Online Banking, you can skip the line and do your banking at home or on the go!

  • Perform real-time transactions
  • View account history, including loan, certificate, and checking
  • View eStatements and the monthly member newsletter
  • Schedule recurring or one-time transfers between accounts
  • Sort your accounts by name, balance, or account type
  • Send secure, encrypted messages to Gesa support staff
  • Set up email reminders for low balance, deposits, and more

Connect to your money 24/7. Sign up for Online Banking today!


Online Banking Disclosures

To view the PDFs, you must have the free utility Adobe Reader. Click here to get it.

Image of a lady sitting outside on her laptop

Online Check Deposit

Save yourself the time and hassle of taking paper checks to a Member Service Center or ATM and deposit them from right from your home computer for FREE! Simply upload a scanned image or photo of your check front and back, and then follow these easy steps.

  • Sign in to Online Banking
  • Click 'Deposit Checks' to enroll
  • Once enrolled, click the ‘start a new deposit’ button
  • Select the account you want to deposit into and enter the check amount.
  • Upload your check images
  • Submit your deposit

Visa Checkout

All it takes is a few simple steps and you can checkout in the fast lane. Only enter your credit card information once with Visa Checkout, then breeze through the checkout when you're shopping online with a single sign-in.

Why Visa Checkout?

Pay Online Faster

  • Your payment and shipping information are saved so there is no wasted time.

Any Major Card

  • Use your existing Gesa Visa® Credit or Debit cards.

On Any Device

  • Make online purchases from your computer, tablet, or smartphone.

Xpress Pass

Gesa is now offering you a faster, more secure way of accessing your accounts. The new technology called Xpress Pass uses the latest biometric technology to scan the vein pattern of your palm to authenticate your member profile.

The process is simple.

1. Ask a Gesa Associate to register you. We will first scan your ID for future verification when using Gesa Xpress Pass. Next, we will scan the palm of your hand where the unique vein pattern will be digitized, encrypted and stored in a database at Gesa Credit Union.

2. Head to the Xpress Pass Lane for quick service. The next time you complete a transaction in a Gesa Member Service Center, you will only need to scan your palm to be identified. No more membership cards.

Xpress Pass is available in several of our Member Service Centers, including Headquarters, Pasco, Yakima S. 1st, and Walla Walla Poplar.

Xpress Pay

Gesa Xpress Pay is a fast and convenient way to send money using Gesa’s Mobile App or your computer. A mobile phone number or an email address makes it easy to split a dinner check with a friend, send money to a student abroad, pay the daycare provider, and more!

Send Money Instantly

Send money to family, friends, and small businesses instantly and securely. Use a mobile phone number or email address to pay almost anyone, anywhere*, anytime. It’s as easy and fast as sending an email or text. *within the United States

How it Works

  • Provide the recipient’s name and email address or mobile phone number.
  • In order to receive the money, let your recipient know that they’ll receive a text message from a 509 area code number, or an email from P2P Services with a link to pick-up the funds; both are from Gesa, so they’re safe.

If the recipient enters a debit card number with Accel, CU24, Pulse, Star or Shazam logos on the back of the card, the funds will be instantly deposited to their primary checking account. If the recipient chooses the “Receive with your checking account” option, the funds will be deposited via ACH, and could take up to three business days.

This service is easy, fast, secure, and free. You can access Gesa Xpress Pay from the “Send Money” link, Gesa’s Mobile App or from your computer. If you don’t have our app, download it today or click here to get started.


No single transfer may exceed $2,500. The daily limit is $2,500, the weekly limit is $7,500, and the monthly limit is $20,000. During any 24 hour period of time $2,500 is the max that can be transferred, for example, if $2,500 is transferred at 3 p.m. on Monday no more money can be transferred until after 3 p.m. on Tuesday. $7,500 is the max that can be transferred within 7 consecutive days and $20,000 is the max that can be transferred within 30 consecutive days. More restrictive limits may be temporarily imposed for security purposes.

In many cases, if the receiver is using a debit card, the funds will be accepted in real time. However, if the receiver does not have a participating debit card, and uses their checking account number, the funds will transfer via the ACH network and can take up to three business days. Currently any debit card with the Accel, CU24, NYCE, Pulse, Star or Shazam network on the back of card will be real time. Transfers from/to any Gesa debit card are real time.

Xpress Telephone Banking

Try Xpress Telephone Banking! It’s fast, convenient, and a handy companion to Xpress Online. Call 509.378.3100 or 888.946.4372 to access your account 24 hours a day, when it's convenient for you. The menu options are customized specific to each member, so you will only hear options applicable to your account.

With Xpress Telephone Banking you can:

  • Get balances on your savings, checking, and certificate accounts. (Your Xpress Telephone Banking balance does not include amounts available through Courtesy Pay)
  • Verify dates and amounts of direct deposits and/or payroll deductions
  • Find out which checks have cleared, for what amount, and the date of the transaction
  • Transfer funds between your accounts or others you have access to
  • Hear your current loan balance and your next payment due date
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