Skip Menu
Gesa Credit Union will be closed on [X] for [X]. This includes all branches and our Member Contact Center. Regular hours will resume the next business day. Learn more about our holiday hoursGesa Day of Service.
We have a vacancy on our Supervisory Committee. Learn More about how you could help shape the future of Gesa Credit Union.
Reminder: Gesa will never ask for your OTP code—do not share it over the phone! Recent phishing attempts were blocked, but staying vigilant helps protect your account. Visit our Fraud Protection page to learn more.
Locations
Español
Rates
Make a payment
Support

Routing Number: 325181248

Become a member
Log In

Promotions –

Popular

Limited Time

Enjoy the perks of a brand-new ride

Rates as low as 4.74% APR* and no payments for 120 days

Lock in this rate
Compare all rates

You have a brand-new ride in mind.

We have rates as low as 4.74% APR* to get you rolling!

You won’t make payments for 120 days.

This limited offer is exclusively for brand-new cars that have never been titled. If that’s what you’re getting—get in on the low payments and stress-free terms.

Notes and Fees

*APR = Annual Percentage Rate. Rate is effective as of March 10, 2025. Offer is for a limited time only and could end at any time. Offer valid for auto loans on new vehicle purchases. Only valid on new vehicles with no prior ownership and no previous title. In order to qualify for the lowest rate of 4.74% and no payments for 120 days with interest continuing to accrue during this time, you must meet certain credit criteria and have relationship pricing. Relationship pricing includes 0.25% discount for having a Gesa checking account, and 0.50% discount for having a Gesa Visa® credit card. Additionally, rate includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated. Not all members will qualify. All loans subject to approval. Contact Gesa Credit Union for details.

Gesa New Auto
Routing Number: 325181248
Facebook-f Instagram X Vimeo Linkedin
Gesa Credit Union
51 Gage Blvd. Richland, WA 99352

Banking

Loans

Business banking

Investment services

Contact us

Locations and ATMs

Make a payment

Careers

Resources

Forms

Website Accessibility

Privacy Policy

LPL Financial Form CRS

NCUA
Federally insured by NCUA
Equal Housing Opportunity

Equal Housing Opportunity

CO-OP Shared Branch

Co-op Shared
Branch

© Gesa Credit Union. All Rights Reserved.

Back

Help when you need it.

Gesa makes banking as easy, convenient and secure as possible.

See All Resources
Resources
Quick Links

Routing Number
325181248

Contact
51 Gage Blvd.
Richland, WA 99352

(888) 946-4372

Back

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Gesa's Community Impacts
In the Community
About Gesa
WSU Affinity Card

Affinity debit cards give back to your community when you swipe.

Back

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Gesa For Businesses
Business East

Business Visa:
A low-rate card made for business owners.

Learn More

Back

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Explore Promotions
Gesa customer using card

Up to 5.00% APY
On select checking accounts!

Learn More

For You
For Your Business
About Gesa
Resources
Join Gesa
Locations

Español

(888) 946-4372

Routing Number 325181248

Sign In
We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

  • Social Security Number (SSN)
  • Color copy of driver's license, state ID, or US Passport
  • Contact info
  • Opening deposit by debit card or e-transfer*
    *Credit cards are not accepted.
Get Started
Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

You can easily change your debit card through our affinity form.

Log In to Online Banking
Change my affinity

Notes & Fees Glossary

Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *