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Promotions –

Put your holiday
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Move your auto loan to Gesa; earn up to $500 cash back

It’s the most wonderful time to move your auto loan to Gesa!

Now through December 31, you can earn up to $500 when you move your auto loan over to Gesa! Refinance your loan of $20,000 or more and earn $300 cash back or loans over $30,000 will earn you $500 cash back!

To set you up for success, you’ll make no payments for 90 days.

We’re committed to making sure you understand your best options. If you have questions, visit us at any branch or call (888) 946-4372.

Now through December 31, 2023, receive up to $500 cash back when you refinance your current loan and make no payments for 90 days. Interest will continue to accrue during the 90 days. Offer valid for auto loans currently financed through other financial institutions only and not available for new purchases. Cash out refinances from other institutions and own title loans are acceptable.  Auto loans must be at least 90 days old in order to refinance with Gesa. The refinance loan balance must be $20,000.00 or more to qualify. Existing loans financed through Gesa are not eligible for this promotion. Over valid on auto loans with vehicle ages 2007 and newer. To delay payments for up to 90 days, you must meet certain credit criteria, and not all members will qualify. Contact the credit union for details. 

Incentive will be paid to the member’s savings account within 30 days upon funding of the loan. To be eligible for $500 cash back, you must refinance a vehicle for more than $30,000.00. To be eligible for a $300 cash back, you must refinance a vehicle between the amount of $20,000.00 to $29,999.99. The incentive payment is subject to required IRS reporting. Gesa Credit Union employees, board members, and supervisory committee members are not eligible. Rates, fees, and terms subject to change without notice and subject to credit approval. All loans subject to approval and membership qualifications.

Auto Finance

Up to $500 cash back +
no payments for 90 days

when you move your auto loan to Gesa

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity Partner Cards

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business owner

Business Visa:
A low-rate card made for business owners.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

Learn More

Notes & Fees Glossary

*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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