Now through December 31, 2023, receive up to $500 cash back when you refinance your current loan and make no payments for 90 days. Interest will continue to accrue during the 90 days. Offer valid for auto loans currently financed through other financial institutions only and not available for new purchases. Cash out refinances from other institutions and own title loans are acceptable.  Auto loans must be at least 90 days old in order to refinance with Gesa. The refinance loan balance must be $20,000.00 or more to qualify. Existing loans financed through Gesa are not eligible for this promotion. Over valid on auto loans with vehicle ages 2007 and newer. To delay payments for up to 90 days, you must meet certain credit criteria, and not all members will qualify. Contact the credit union for details. 

Incentive will be paid to the member’s savings account within 30 days upon funding of the loan. To be eligible for $500 cash back, you must refinance a vehicle for more than $30,000.00. To be eligible for a $300 cash back, you must refinance a vehicle between the amount of $20,000.00 to $29,999.99. The incentive payment is subject to required IRS reporting. Gesa Credit Union employees, board members, and supervisory committee members are not eligible. Rates, fees, and terms subject to change without notice and subject to credit approval. All loans subject to approval and membership qualifications.