A network issue has caused an outage in our call center and branches. We’re working as quickly as we can to resolve the issue. Our apologies for any inconvenience.

Branches will closed Monday, May 29th in observance of the Memorial Day.

Gesa’s 70th Annual Membership Meeting is scheduled for April 13, 2023 at 6:00 p.m.

April is national education month, get smart with Gesa University
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Promotions –

Smart money
makes money

Earn 3.00% APY on a $100,000+ balance with a high-yield savings account

Now’s an excellent time to open a high-yield savings account with us because you’ll earn 3.00% APY on a $100,000+ balance.

This account is for serious savers because if the balance falls below $100,000, the interest dips to 0.01% APY. If you have the funds to take advantage of this offer, then our high-yield account is a savvy way to make your money make more money!

It’s normal to have questions, and we can help! Just call us at (888) 946-4372, or visit any branch.

Certificates of Deposit

Fixed-rate CDs offer you a reliable way to secure savings. For a limited time, Gesa members like you can choose from:

9-month CD with a 4.25% APY*
13-month CD with a 4.40% APY*
17-month CD with a 4.55% APY*

It’s normal to have questions, and we can help! Just call us at (888) 946-4372, or visit any branch.

High-Yield Savings: APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY accurate as of 01/01/2023, the last dividend declaration date. Dividends on the High Yield Savings account are calculated using the daily balance method and are paid monthly. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings.

Certificates of Deposit: APY = Annual Percentage Yield. A $500 minimum balance is required. Early withdrawal limitations and/or penalties may apply and may reduce earnings. Please visit gesa.com for more information on applicable fees and terms. Certificate rate is for a limited time only and could end at any time. Stated rate accurate as of May 1, 2023 and is subject to change.

high yield savings

3.00% APY*

On a $100,000+ balance with a high-yield savings account.
0.01% APY* for balances below $100,000.

Knowledgable Advisors

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People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity Partner Cards

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business owner

Business Visa:
A low-rate card made for business owners.

Learn More

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

Learn More

Notes & Fees Glossary

 Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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