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Branches will closed Monday, May 29th in observance of the Memorial Day.

Gesa’s 70th Annual Membership Meeting is scheduled for April 13, 2023 at 6:00 p.m.

April is national education month, get smart with Gesa University
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Promotions –

It’s electric!

Refinance your EV or hybrid with rates as low as 3.49% APR*

We’re rewarding your choice to drive an electric vehicle by offering rates as low as 3.49% APR when you refinance your EV or hybrid with Gesa.

You’re doing your part, and we’re doing ours to ensure forward-thinkers like you can access worry-free auto loans with sizeable benefits.

It’s normal to have questions, and we can help! Call us at (888) 946-4372, or visit any branch.

*APR = Annual Percentage Rate. Offer valid for EV (Electric Vehicle) and hybrid vehicles only: may include refinances from other institutions, cash out refinances from other institutions, and own title are acceptable. Excludes new purchases. Existing loans financed through Gesa are not eligible for this promotion. EV and hybrid loans must be at least 90 days old. The refinance loan balance must be $15,000.00 or more to qualify. In order to qualify for the lowest rate of 3.49%, you must meet certain credit criteria and have relationship pricing. Relationship pricing includes 0.25% discount for having a Gesa checking account, and 0.50% discount for having a Gesa Visa® credit card. Additionally, rate includes 0.25% discount for autopay transfer from a checking or savings account at the time the loan is originated by members who refinance their EV or hybrid auto with Gesa. Not all members will qualify. All loans subject to Gesa approval. Contact the credit union for details.

Electric Vehicle
Knowledgable Advisors

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People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity Partner Cards

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business owner

Business Visa:
A low-rate card made for business owners.

Learn More

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

Learn More

Notes & Fees Glossary

*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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