Promotions — Make your money make more money. 9-Month CD with 1.09% APY*Available exclusively online. For a limited time, you can benefit from a 9-month CD at 1.09% APY. Invest confidently knowing your new account is insured up to $250,000 by NCUA. These exclusive rates only apply when you open a certificate online. Not a member yet? Just click the Get Started button, fill out your information, and you’ll be on your way! Get Started Notes and Fees *APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. A $500 minimum deposit is required. Total certificate balances at this term and rate are limited to $250,000 per member. Early withdrawal penalties may apply and fees may reduce earnings. Certificate rate is for a limited time only and may end at any time. Stated rate as of October 4, 2021 and is subject to change. Offer available through online account opening only at gesa.com/CD. Early withdrawal penalties apply (a penalty may be imposed for withdrawals before maturity): If your account has an original maturity (term) of less than 12-months: The penalty will equal 90 days interest on the amount withdrawn subject to penalty. In certain circumstances such as the death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. For any account which earns an interest rate that may vary during the term such as a bump certificate, the interest rate we will use to calculate this early withdrawal penalty will be the interest rate in effect at the time of the withdrawal. You may make withdrawals of principal from your account before maturity. In making such withdrawals, your balance may not fall below the minimum or we will close your account. Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty. You can withdraw interest only on the crediting dates without penalty.