We're currently conducting maintenance on our Lending System — we sincerely apologize for any temporary inconvenience. If this maintenance impacts you, please call us at (509) 378-3100, so we can best serve your financial needs.

Spokane Wildfire Relief: Join Us in Making an Impact.

Gesa’s 70th Annual Membership Meeting is scheduled for April 13, 2023 at 6:00 p.m.

April is national education month, get smart with Gesa University
Skip Menu
Promotions –

Save on planes, stays, and automobiles

Get 3% cash back on your vacation necessities

Spring is here, which means time to plan a vacation. It should be a fun stress reliever—and can be with your Cash Rewards card! To transform your thoughts from “how much will I spend?” into “how much cash back will I earn?” we’re setting you up with 3% cash back on your vacation necessities.

Now through August 31, 2023, use your Cash Rewards card to earn 3% cash back on:

  • Airfare
  • Hotels
  • Car rentals

And don’t sweat the little things either. Your Cash Rewards card still gets you unlimited 1.5% cash back on your everyday purchases, too.

Gesa Cash Rewards Card

Don’t have a Cash Rewards card yet? Snag one today! New card holders can cash in by collecting an extra $100 bonus cash back when you spend $1,000 in qualified purchases within the first 90 days after account opening. You’ll also enjoy 0% APR* on balance transfers for 6 months.

From May 1, 2023, new and existing Visa® Cash Rewards credit card accounts will earn unlimited 3% cash back on eligible hotel, airfare, and car rental purchases, after which, hotel, airfare, and car rental will earn unlimited 1.5% cash back. All other eligible purchases will earn unlimited 1.5% cash back. Offer ends August 31, 2023. All loans subject to approval.

Cash Rewards Travel

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity Partner Cards

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business owner

Business Visa:
A low-rate card made for business owners.

Learn More

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

Learn More

Notes & Fees Glossary

*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *