Promotions —

Auto loan rates that don't go through the sunroof.

  • Rates as low as 0.99% APR
  • Refinance your auto loan with no payments for 90 days*

For a limited time, refinance your auto loan from another lender with Gesa and make no payments for 90 days.* You can even choose tailored terms with interest rates as low as 0.99% APR!**

Auto Promotion- January 2022

**APR = Annual Percentage Rate. Rate includes 0.25% discount for having a Gesa checking account, and 0.50% discount for having a Gesa Visa® credit card. Additionally, rate includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated. On new and used auto loans, max advance (loan value) is based on approved credit tier plus tax, license, and dealer add-ons that are claimed refundable. Includes a $75 documentation processing fee. Rate is dependent on credit qualifications. Other rates and terms available. Rates, terms, and fees are subject to change. Contact Gesa for full program details. Ineligible Collateral: salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles. Gesa offers a range of rates that depend on factors such as credit history, loan term, and Gesa account. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Rates do not apply to refinances of loans that originated from Gesa.


Rates are effective as of 01/03/2022.


Payment Example – New or Used Auto Loan: fixed rate; terms to 60 months. $17.52 a month per $1,000 based on a 5 year loan at 1.99% APR.