Promotions — Mortgage rates as low as 1.99%*That's buying power to get you moving! Have high interest rate hurdles been holding you back from the home of your dreams? Discover rates as low as 1.99%* on 5/5 ARMs at Gesa Credit Union. Learn how to take advantage of a lower initial rate. Unlock potential buying power and lower monthly payments! Apply Now It’s normal to have questions, and we can help. Gesa offers a diverse assortment of home loan programs no matter where you are in your home buying journey. Find a loan officer near you to learn more about our programs and which loan options are the best fit for you. Learn more about mortgages Offer subject to change without notice. APR = Annual Percentage Rate. Rate is accurate as of 10/20/2021 and may change at any time. Rate is variable and subject to change after consummation. Sample loan: $320,000 loan amount at 80% loan to value, an estimated $6,610 in loan fees and charges. APR = 2.768%. After the conclusion of the initial 5-year period, the minimum rate is 3.00% and the maximum rate is 5% over the start rate. The rate is based on U.S. Treasury Five Year Index plus a margin of 2.75% based on credit score, and can change every 5 years. Payment example does not reflect taxes, insurance, or other charges you may incur.