Gesa branches will be closed on Saturday, November 11th for Veterans Day. Learn more about our holiday hours.

Gesa Credit Union will be closed on February 19, 2024 for Presidents' Day. This includes all branches and our Member Contact Center. Regular hours will resume February 20, 2024.

Update Notice: We're improving our systems on the evening of November 4. Gesa members may experience overnight service disruptions. Thank you for your understanding.

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Promotions –

Gesa’s got $1k with your name on it

Gesa’s got $1k with your name on it.
And $1k with your friend’s name too!

The beginning of the year is a great time to reconnect and support friends and family with their goals. Help them refresh and reorganize their finances by referring them to Gesa. When you do, you’ll both be entered to win $1,000 each!

Increasing your odds of winning is simple:

  • Refer a friend or family member to join Gesa using your promo code
  • They open a SmartPlus Checking and savings account
  • Each time they use their debit card, they get one entry into our giveaway—with 5 pairs of winners every month!
  • If they win, you both win—a prize of $1,000 each!

There are many ways to set you and your loved ones up for success this year, and we’re proud to be a part of your growth!

Visit any branch or call us for your referral code.

Notes and Fees

No purchase necessary to enter or win. Odds of winning are based on total number of entries received. Individuals can also enter by mailing a handwritten 3” x 5” note card with their name, address, date of birth, and telephone number to: Gesa Credit Union, Attn. Marketing Dept., at 51 Gage Blvd, Richland, WA 99352. Notecards must be received by Gesa Credit Union before 5:00 pm (Pacific Daylight Time) March 30, 2024. Alternate entry is limited to one (1) entry per individual and address. Promotion begins on February 5, 2024 and ends on March 30, 2024, at 11:59 p.m.

New members must open a savings account, a SmartPlus Checking account, and a debit card to be entered into the promotion. The checking account must be opened with a minimum deposit of $25 if opened online. No minimum ongoing balance is required to be entered into the promotion. Additionally, referred Gesa Credit Union (“Gesa”) consumer debit cardholders will automatically receive one entry for every time you use your debit card during the promotional period. ATM transactions do not count. There is no limit to number of members you can refer and no limit to number of entries you can receive by referring or swiping your debit card.

This drawing is open to any legal resident of Washington, Oregon, and Idaho, 18 years of age or older, at the time of entry. There will be a monthly drawing for five (5) prizes of $1,000 account credit to five (5) referees and five (5) prizes of $1,000 account credit to five (5) referrers for a total of two (2) months, from February 5, 2024 through March 30, 2024. Monthly prizes will be given to five (5) referees and five (5) referrers each month with the first drawing taking place on Friday, March 1, followed by Monday, April 1. Winner does not need to be present to claim prize. Winner may decline the prize, and a second random winner will be selected. Gesa Credit Union will not be held liable for any increase in income tax liability. Gesa Credit Union will report winnings over $600 on IRS Form 1099-MISC. Consult your tax advisor. Contact Gesa Credit Union for more details and entry information and visit for complete promotional rules. Gesa Credit Union employees and their immediate families are not eligible. See full Official Rules for details.

Promotion Refer a Friend

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity Partner Cards

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business owner

Business Visa:
A low-rate card made for business owners.

Learn More

Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

Gesa customer using card

Up to 5.00% APY
On select checking accounts!

Learn More

We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

Notes & Fees Glossary

*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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