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Make the Most of Your 2019

Make the most of your 2019 with these great specials on Credit Cards, Checking, Savings, and Certificates at Gesa Credit Union!

Gesa Visa® Credit Cards

  • 0% APR¹ introductory rate on purchases
  • 0% APR¹ introductory balance transfer rate
  • Valid on Visa® Diamond Cash Back, Visa® Platinum, and Visa® Share Secured credit cards

Apply for a Gesa Visa® Credit Card

Premier Checking

  • Earn 5% APY² on the first $5,000 in your account
  • Domestic ATM fee refunds up to $4.99 per withdrawal
  • No monthly fees

Open a Premier Checking Account

Super5 Savings

  • Earn 5% APY³ on the first $500 in your account
  • Establish an emergency fund
  • No monthly fees

Open a Super5 Savings Account

Certificate Specials – Limited time only!

  • 3.00% APY⁴ 17 Month Certificate
  • 3.50% APY⁴ 36 Month Certificate
  • Valid on Consumer, IRA, and Business Certificates

Open a Certificate Account

Bump Certificate Specials – Limited time only!

  • 3.50% APY⁵ 36 Month
  • Certificate Consumer and IRA Bump Certificates
  • One-time rate increase during the term of the Certificate

Open a Bump Certificate Account

Disclosures

¹APR = Annual Percentage Rate. Offer valid on new Visa Diamond Cash Back, Visa Platinum, and Visa Share Secured credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date of the first qualifying balance transfer if completed within the first 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement. The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal. For additional information about rates and fees associated with the use of the Visa Diamond Cash Back, Visa Platinum, and Visa Share Secured credit cards, please visit www.gesa.com/borrow/credit-cards.
²APY = Annual Percentage Yield. Rate is accurate as of January 1, 2019 and applies to the first $5,000 deposited in a qualifying Premier Checking account. Balances over $5,000 and non-qualifying Premier Checking accounts earn 0.05% APY. Rates may change after the account is opened. To qualify for 5% APY and unlimited number of domestic ATM fee refunds (limit of $4.99 per ATM transaction), you must meet the following requirements per each qualifying period: 1. Make 18 debit card transactions (excluding ATM transactions/inquiries.) 2. Have at least one direct deposit or ACH auto debit. 3. Receive eStatements. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. If you do not meet requirements for the qualifying period your account will be non-qualifying and receive reduced dividend rate of 0.05% APY and no ATM fees will be refunded for the qualifying period. No monthly fees and no minimum balance required to open or maintain account. Limit of one Premier Checking or Colossal Checking account per member. On February 1, 2020, Premier Checking accounts will convert to Colossal Checking accounts. Fees could reduce earnings. Offer can end at any time.
³APY = Annual Percentage Yield. Rate is accurate as of January 1, 2019 and applies to the first $500 deposited in a Super5 Savings account. Balances over $500 earn 0.05% APY. Rates may change after the account is opened. One Super5 Savings account per member. No minimum balance required to earn the APY and no penalty for withdrawals. If you are 14 or older, you must have a Gesa checking account to open a Super5 Savings account. If you are under 14 years of age, you are exempt from this requirement. Gesa membership is required and fees could reduce earnings on the account. Account may be opened at any Gesa Member Service Center. Offer can end at any time.
⁴APY = Annual Percentage Yield. A $500 minimum deposit is required for consumer, IRA, and business certificates. Early withdrawal penalties may apply and may reduce earnings. Please visit gesa.com for more information on applicable fees and terms. Certificate rate is for a limited time only and could end at any time. Stated rate as of January 1, 2019 and is subject to change.
⁵APY = Annual Percentage Yield. Owner of the Certificate must contact Gesa Credit Union to request the one-time rate increase on Bump Certificate accounts. The rate on the Bump Certificate will be changed on the date Gesa Credit Union receives the request. The bump option can only be exercised once during the term of the Certificate, and does not increase the term of the Certificate. The new interest rate will not be applied retroactively. Bump Certificates are only available for consumer and IRA Certificates. Minimum opening balance is $500 for consumer Bump Rate Certificates and IRA Bump Rate Certificates. Must be a member of Gesa Credit Union to open an account. Early withdrawal penalties will apply. Bump Certificate rates are for a limited time only and could end at any time. Stated rates are as of January 1, 2019 and are subject to change.

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Make the Most of Your 2019!
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