Important Notice

  • Due to system maintenance, and Xpress Digital Banking will be unavailable beginning on Wednesday, August 12 at 11:30 p.m. until Thursday, August 13 at 12:30 a.m. We apologize for the inconvenience and thank you for your membership in Gesa Credit Union.

Lower Your Auto Loan Payment

Looking for a way to free up some cash?

Refinancing your auto loan from another lender can lower your monthly loan payments, which means extra money in your pocket during times of need.

Refinance rates as low as 1.99% APR*
and no payments for 90 days.

Apply Now


*APR = Annual Percentage Rate. Rate includes 0.50% discount for member having a Gesa checking account or Gesa Visa® credit card and 0.25% discount for automatic payments setup from a checking or savings account at the time the loan is originated. Rates, terms, and offer are accurate as of April 27, 2020 and subject to change. Rate dependent on credit qualifications and loan term selected. All loans are subject to Gesa lending policies, collateral requirements, and loan-to-value guidelines. Some exclusions apply for automobiles that have more than 115,000 miles or are more than seven model years old. Promotional rates apply only to vehicle loans that are new to Gesa; existing Gesa vehicle loans do not qualify. Ninety day no payment option available to qualified borrowers for a limited time only. Interest will begin to accrue the date the loan is funded. Contact Gesa for full program details.