# Gesa Credit Union > Gesa.com is a community-focused credit union offering banking, loans, credit cards, savings, and financial education, while emphasizing local community support, member benefits, and promotional auto loan refinancing. ## Navigation - [Locations](https://gesa.com/location/) - [Español](https://www.gesa.com/es/) - [Rates](https://gesa.com/rates/) - [Make a payment](https://gesa.com/contents/make-a-payment/) - [Support](https://gesa.com/about-gesa/contact/) - Routing Number: 325181248 - [Search](https://www.gesa.com/search/) - [Become a member](https://gesa.com/how-to-become-a-member/) - [Join](https://gesa.com/how-to-become-a-member/) - Login - [Online Banking](https://onlinexpress.gesa.com/Banking/SignIn.aspx) - [Commercial Banking Online](https://businessonline.gesa.com/gesaonline/uux.aspx#/login) ## Main Navigation Sections ### For You Banking made for you. With best-in-class rates and a variety of everyday banking products. - [Checking](https://www.gesa.com/checking/) - [Savings](https://www.gesa.com/savings/) - [Home Loans](https://gesa.com/home-loans/) - [Vehicle Loans](https://gesa.com/vehicle-loans/) - [Credit Cards](https://gesa.com/credit-cards) - [Certificates of Deposit](https://gesa.com/cds) - [Personal Loans](https://gesa.com/personal-loans/) - [Explore Rates](https://gesa.com/rates/) - [Investing](https://gesa.com/investment-services/) - [Retirement](https://gesa.com/planning-investing/) - [Every Debit Card Gives Back](https://gesa.com/debit-cards-and-affinity-partnerships/) - [Explore Promotions](https://gesa.com/current-promotions/) ### For Your Business We're in the business of growing yours. - [Business accounts](https://www.gesa.com/category/business-checking-savings/) - [Government Guaranteed Loans](https://gesa.com/government-guaranteed-loans/) - [Treasury Management](https://www.gesa.com/category/treasury-management/) - [Contact commercial banking](https://www.gesa.com/contents/commercial-banking-contact-a-loan-officer/) - [Term loans and lines](https://www.gesa.com/category/business-loans-credit/) - [Business Visa Cards](https://gesa.com/contents/business-visa-cards/) - [Gesa For Businesses](https://www.gesa.com/commercial-banking/) ### About Gesa People helping people. Committed to making a positive impact in the communities we serve. **In the Community** - [Gesa Foundation](https://gesa.com/foundation) - [Scholarships](https://www.gesa.com/category/scholarships/) - [Sponsorships](https://www.gesa.com/category/sponsorships/) - [High School Credit Unions](https://gesa.com/category/high-school-partnerships/) - [Local Heroes](https://www.gesa.com/category/local-heroes/) - [Our Partnerships](https://gesa.com/category/partnerships/) **About Gesa** - [Locations and ATMs](https://www.gesa.com/location/) - [Contact Gesa](https://www.gesa.com/about/contact/) - [Membership](https://www.gesa.com/about/about-gesa-membership/) - [Board of Directors](https://www.gesa.com/contents/gesa-governance/) - [Supervisory Committee](https://gesa.com/contents/supervisory-committee/) - [Careers](https://www.gesa.com/contents/careers/) - [Gesa's Community Impacts](https://gesa.com/gesa-in-the-community/) ### Resources **Resources** - [Help Center](https://gesa.com/resources/) - [Financial Education](https://www.gesa.com/resources/financial-education/) - [Fraud Protection](https://www.gesa.com/resources/fraud-protection/) - [Order Loan Coupon Books](https://www.gesa.com/coupon-enrollment/) - [Online Banking and Mobile App](https://gesa.com/online-banking-app/) **Quick Links** - [Contact Gesa](https://www.gesa.com/about/contact/) - [Make a Payment](https://www.gesa.com/contents/make-a-payment/) - [Skip-A-Payment](https://www.gesa.com/skip-assist/) - [Forms and Tax Information](https://www.gesa.com/resources/forms-and-tax-information/) - [See All Resources](https://www.gesa.com/resources/) - [Emergency Relief Services](https://gesa.com/product/emergency-relief-services/) ## Promotions and Offers ### Cash Rewards Credit Card - 0% APR Balance Transfer for 15 months (then variable 16.74-28.24% APR) - Unlimited 1.5% cash back on purchases - [Get Cash Rewards](https://apply.gesa.com/product/cc) - [Learn More](https://gesa.com/promotions/cash-rewards/) ### Auto Loan Refinance - 120 days no payments - Rates as low as 4.74% APR - [Refinance Today](https://apply.gesa.com/) - [Learn More](https://gesa.com/promotions/auto-refi/) ### EarnSmart Perks Checking - Earn up to 3.00% APY - ID theft prevention, cell phone protection, shopping perks, cash back on fuel payments - [Learn More](https://gesa.com/checking/earnsmart-perks) ### Certificate of Deposit - CD rates up to 3.90% APY - [Learn More](https://gesa.com/promotions/limited-cd-offer/) ### Checking Account Bonus - $250 bonus with promo code: **SMARTS** - [Learn More](https://gesa.com/promotions/checking/) ## Rates and Products ### Checking Accounts - **EarnSmart Perks Checking** - APY on first $0-$5,000 - [Details](https://gesa.com/checking/earnsmart-perks/) - **EarnSmart Checking** - APY on first $0-$5,000 - [Details](https://gesa.com/checking/earnsmart/) - **Student Checking** - APY on first $0-$500 - [Details](https://www.gesa.com/product/student-checking/) ### Savings Accounts - **SmartPlus Savings** - APY on first $0-$500 - [Details](https://www.gesa.com/product/smart-plus-savings/) - **Explorer Youth Savings** - APY on first $0-$500 - [Details](https://www.gesa.com/student-explorer-youth-and-minor-savings/) - **High-Yield Savings** - APY on $250,000 balance - [Details](https://www.gesa.com/product/high-yield-savings/) ### Credit Cards - **Cash Rewards Card** - Unlimited 1.5% cash back - [Details](https://www.gesa.com/product/cash-rewards-card/) - **Wise Card** - Standard credit card - [Details](https://www.gesa.com/product/wise-card/) - **Wise Secured Card** - For rebuilding credit - [Details](https://www.gesa.com/product/wise-secured-card/) ### Loans - **New Auto Loans** - 2021 Vehicles - [Details](https://www.gesa.com/contents/car-or-truck/) - **Home Equity Line of Credit** - [Details](https://www.gesa.com/category/home-loans/) - **Personal Loans** - [Details](https://www.gesa.com/contents/personal-loans-and-lines-of-credit/) - [Discover more rates](https://gesa.com/rates/) ## Community Impact Gesa gives back through scholarships, free seminars, and more. - Generated $1.25 million through the Affinity Card program in 2025 - [Learn about Gesa in the Community](https://gesa.com/gesa-in-the-community/) ## Footer ### Quick Links - [Banking](https://gesa.com/checking-and-savings/) - [Loans](https://gesa.com/loans-browse/) - [Business banking](https://gesa.com/category/business-checking-savings/) - [Investment services](https://gesa.com/investment-services/) - [Contact us](https://gesa.com/about-gesa/contact/) - [Locations and ATMs](https://gesa.com/location) - [Make a payment](https://gesa.com/contents/make-a-payment/) - [Careers](https://gesa.com/contents/careers/) - [Resources](https://gesa.com/resources/) - [Forms](https://gesa.com/resources/forms-and-tax-information/) - [Website Accessibility](https://gesa.com/contents/ada-notice/) - [Privacy Policy](https://gesa.com/contents/privacy-policy/) - [LPL Financial Form CRS](http://www.lpl.com/CRS) ### Contact Information - **Routing Number:** 325181248 - **Address:** 51 Gage Blvd., Richland, WA 99352 - **Phone:** [(888) 946-4372](tel:8889464372) ### Social Media - [Facebook](https://www.facebook.com/GesaCU) - [Instagram](https://www.instagram.com/gesacu/) - [X (Twitter)](https://twitter.com/GesaCU) - [Vimeo](http://vimeo.com/gesacu) - [LinkedIn](https://www.linkedin.com/company/gesa-credit-union) ### Legal - Federally insured by NCUA - Equal Housing Opportunity - Co-op Shared Branch - Data security notice: [Learn More](https://gesa.com/data-security-notice/) - © Gesa Credit Union. All Rights Reserved. ## Additional Resources - [Current Promotions](https://gesa.com/current-promotions/) - [Financial Education / Gesa University](https://gesa.com/resources/financial-education/) - [Holiday Hours](https://www.gesa.com/about-gesa/contact/#holiday) - [Gesa Day of Service](https://www.gesa.com/category/gesa-day-of-service/) - [Government Shutdown Relief Options](https://gesa.com/product/emergency-relief-services/)