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Don’t Worry About Rates Going Up in The New Year!

With a Consumer or IRA Bump Certificate, your savings will go up when rates go up!

  • 12 Month – 0.75% APY*
  • 24 Month – 1.50% APY*
  • 36 Month – 1.75% APY*
  • 48 Month – 2.00% APY*
  • 60 Month – 2.25% APY*

Choose when to bump to a higher rate one-time during the term of your Certificate.

Apply today by calling 888.946.4372 or visiting your local Member Service Center.

*APY = Annual Percentage Yield. Owner of the Certificate must contact Gesa Credit Union to request the one-time rate increase on Bump Certificate accounts. The rate on the Bump Certificate will be changed on the date Gesa Credit Union receives the request. The bump option can only be exercised once during the term of the Certificate, and does not increase the term of the Certificate. The new interest rate will not be applied retroactively. Bump Certificates are only available for consumer and IRA Certificates. Minimum opening balance is $500 for consumer Bump Rate Certificates and $2,500 for IRA Bump Rate Certificates. Must be a member of Gesa Credit Union to open an account. Early withdrawal penalties will apply. Bump Rate Certificate rates are for a limited time only and could end at any time. Stated rates are as of January 2, 2018 and are subject to change.

Bump Your Savings with a Consumer or IRA Bump Certificate
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