Routing Number 325181248
Boat and RV —
Get ready for fun in the sun!
Don’t spend hours negotiating with the salesperson. Make your boat and RV buy easy and fast. Gesa will provide the loan. You choose how you want to spend your weekends. Grab the keys and go!
- 5 minutes or less pre-approval
Loan rates that don’t break the bank
New boats and RVs
Used boats and RVs
New boats and RVs
| APR* (as low as) | Loan Amount** | Max Term (months) | Vehicle Age |
| No Minimum | 60 | 2020+ | |
| No Minimum | 84 | 2020+ | |
| $25,000+ | 120 | 2020+ | |
| $50,000+ | 180 | 2020+ |
Used boats and RVs
| APR* (as low as) | Loan Amount** | Max Term (months) | Vehicle Age |
| No Minimum | 60 | 2011 – 2019 | |
| No Minimum | 84 | 2011 – 2019 | |
| $25,000+ | 120 | 2011 – 2019 | |
| $50,000+ | 180 | 2011 – 2019 |
Notes and Fees
* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
** Maximum loan amount is $200,000. Rates are effective as of .
Rate includes 0.25% discount for having a Gesa checking account, and 0.50% discount for having a Gesa Visa® credit card. Additionally, rate includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated.
On new and used recreational vehicles and boat loans, max advance (loan value) is based on approved credit tier plus tax, license, and dealer add-ons that are claimed refundable. Includes a $75 documentation processing fee. Rate is dependent on credit qualifications. Other rates and terms available. Rates, terms and fees are subject to change. Contact Gesa for full program details.
Ineligible Collateral: salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles.
Gesa offers a range of rates that depend on factors such as credit history, loan term, and Gesa account. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Rates do not apply to refinances of loans that originated from Gesa.
Payment Example – New Marine/RV Loan: fixed rate; terms to 60 months. $19.44 a month based per $1,000 on a 5 year loan at 6.24% APR.
Payment Example – Used Marine/RV Loan: fixed rate; terms to 60 months. $19.44 a month based per $1,000 on a 5 year loan at 6.24% APR.
Stroll into the showroom with a pre-approved loan
Within minutes you can be pre-approved online or over the phone, so you’ll be ready to drive into the sunset when you find the new or used vehicle of your dreams. Our rates are always affordable for new or used vehicles, even for first- time buyers.
Gesa to Go Partner Dealers
With Gesa to Go, you can enjoy the convenience of fast loan approval at participating auto, RV, and marine dealerships. It’s just one more way we offer convenient loan service for our members.
Find a Gesa to Go Dealer
Why hit the road with Gesa?
- Advocates for you
- Great rates that beat the big banks
- Pre-approved in minutes
- Get the best possible financing with our First Time Auto Buyer program
- Rate discounts with a Gesa checking account and a Gesa Visa credit card
- Flexible terms and trusted know-how
Still have questions?
You can make a payment in two easy ways:
- With a Gesa account
- With a non-Gesa account
Learn more about how to make loan payments.
Make a Payment – easy ways to pay
Click the link to learn more about coupon books:
Click the link to learn more about skipping a payment:
Still have questions?
Routing Number: 325181248
51 Gage Blvd. Richland, WA 99352
Federally insured by NCUA
Equal Housing Opportunity
Co-op Shared Branch
Federally insured by NCUA
Equal Housing Opportunity Lender
Co-op Shared Branch
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Notes & Fees Glossary
| Disclaimer | |
|---|---|
| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
|