Credit Cards —

Wise Secured Card

Secured by your available savings account funds

  • No annual fee
  • No balance transfer fee
  • 0% APR* intro rate
  • Variable rates of 6.99% - 18.99% APR after intro

Competitor Credit Card Comparison

Gesa Wise Secured Card

Gesa Wise Secured Card

BankAmericard® Secured Card
BankAmericard® Secured Card
Discover it® Secured Card
Discover it® Secured Card
Capital One® Secured Mastercard®
Capital One® Secured Mastercard®
None $10 or 3% of the amount of each transaction, whichever is greater Intro fee of 3% of the amount of each transaction, after intro period 5% 3% for any promotional APR, otherwise none
Gesa Wise Secured Card
Gesa Wise Secured Card
BankAmericard® Secured Card
BankAmericard® Secured Card
Discover it® Secured Card
Discover it® Secured Card
Capital One® Secured Mastercard®
Capital One® Secured Mastercard®
0% intro rate for 6 months, after intro period standard variable APR as low as 6.99% Standard variable APR as low as 22.99% Standard variable APR as low as 22.99% Standard variable APR as low as 26.99%
Gesa Wise Secured Card
Gesa Wise Secured Card
BankAmericard® Secured Card
BankAmericard® Secured Card
Discover it® Secured Card
Discover it® Secured Card
Capital One® Secured Mastercard®
Capital One® Secured Mastercard®
0% intro rate for 6 months, after intro period standard variable APR as low as 6.99% Standard variable APR as low as 22.99% 10.99% intro rate for 6 months, after intro period standard variable APR as low as 22.99% Standard variable APR as low as 26.99%

Why go with Gesa?

When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.

  • $500
  • 000+ given back to local communities
  • Scholarship opportunities for local students
  • Sponsorships and grants for local organizations and events
La Casa Hogar

Still have questions?

To get started, check out what you pre-qualify for in just a few minutes and with no ding on your credit score.

Yes! You can choose between two WSU athletics Affinity Cards that give back to the athletics teams with no extra charge to you.

Rates very and are subject to change at the first of every month, but you can explore rates further on our rates page.