Checking and savings — SmartPlus Savings A savvy way to get a great rate and establish a membership. Details Benefits FAQ Get startedGet the account that hustles for you. Earn the market leading rate (5.00% APY*) on your first $500 in balances You can use this account to establish Gesa membership (with a $5 deposit)How to qualify Enroll in eStatements Limit one account per member Notes and Fees * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 05/01/2022, the last dividend declaration date. In order to earn a high dividend rate, you must meet the following requirements during the qualifying monthly period: a) provide and maintain a valid email address; and b) be enrolled to receive e-statements. If the requirements are not met during the monthly qualifying period, the “non-qualifying” 0.01% APY would apply to the entire balance Dividends on an SmartPlus Savings Account will be compounded and credited to a member’s account each month. Dividends are calculated using the daily balance method. Qualifying account balances must meet minimum requirements. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit to either an ADDvantage Savings, a Super 5 Savings, or SmartPlus Savings account per member.” APY* On your first $500 in balances.0.01% for balances over $500. Benefits with all Gesa savings accountsOnline and Mobile banking 24-hour access to your accounts to make transfers, deposit checks, and more. Learn moreNationwide ATMs Access to over 70,000 surcharge free ATMs throughout the CU24 credit union ATM network. Learn moreCard Controls Remote card controls and custom alerts to keep you in the loop about your money. Learn moreWhy Gesa? When you bank with Gesa, you keep money in your community and give back to local schools and organizations. $500 000+ given back to local communities Scholarship opportunities for local students Sponsorships and grants for local organizations and eventsLearn more Still have questions?Are my account funds insured? Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Learn more about NCUA Insurance CoverageWhat other services come with Gesa accounts? Gesa offers many other services to help members accomplish their financial goals, such as Cashier’s Checks, Safe Deposit Boxes, Savings Bond Redemption, and Notary Service. Learn more about Gesa Resources Still have questions? Contact usCompare to: Smart Savings This smart option covers all your essentials and works great as a secondary savings account. Includes all your savings account necessities Enjoy a base rate of interest with no nonsense Notes and Fees See Details Get Started Money Market Maximize interest on your cash APY*APY or Annual Percentage Yield is the real rate of return earned on your account balance after taking into account the effect of compounding interest. for $2,500 – $9,999.99 APY* on $10,000 – $24,999.99 APY* on $25,000 – $49,999.99 APY* on $50,000 – $99,999.99 APY* on $100,000 – $249,999.99 APY* on $250,000.00+ Notes and Fees See Details Get Started