Checking and savings — Money Market The higher your balance, the more you could earn! Rates vary from 0.05% APY* to 0.25% Rewards you for savingDetails Benefits Get startedAn accelerator for your savings plan! A Money Market Account is a savings plan that rewards you for saving by earning dividends based on your daily balance. Unlimited deposits During any month no more than 6 remote withdrawals/transfers are allowed Build your account balance effortlessly using Direct Deposit Payroll Deduction or by automatic transfer through Online BankingNotes and Fees * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 10/01/2021, the last dividend declaration date. Dividends for the Money Market Account are calculated using the daily balance method which applies a daily periodic rate to the balance in the account each day. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The minimum balance required to open this account is $2,500. You must maintain an average daily balance of $2,500 in your account to avoid a service fee of $10.00 per month. New rates are set on the first of each month; rate may change after the account is opened. Fees could reduce earnings on the account. Money Market Account Rates Minimum Daily Balance APY* $2,500.00 – $9,999.99 0.05% $10,000.00 – $24,999.99 0.10% $25,000.00 – $49,999.99 0.15% $50,000.00 – $99,999.99 0.18% $100,000.00 – $249,999.99 0.21% $250,000.00+ 0.25% Benefits with all Gesa savings accountsOnline and Mobile banking 24-hour access to your accounts to make transfers, deposit checks, and more. Learn moreNationwide ATMs Access to over 70,000 surcharge free ATMs throughout the CU24 credit union ATM network. Learn moreCard Controls Remote card controls and custom alerts to keep you in the loop about your money. Learn moreWhy Gesa? When you bank with Gesa, you keep money in your community and give back to local schools and organizations. $500,000+ given back to local communities Scholarship opportunities for local students Sponsorships and grants for local organizations and events Compare to: Addvantage Savings Best for earning the highest interest rate on accounts up to $500* 3.00% APY*APY or Annual Percentage Yield is the real rate of return earned on your account balance after taking into account the effect of compounding interest.on $0-500 0.01% APY* on $500+ Minimum of $5 to open account *Must enroll in eStatements *Requires a $100+ monthly ACH transaction 1 per member Notes and Fees See Details Get Started Primary Savings Best for saving with a minimum balance and requirements 0.05% APY* APY or Annual Percentage Yield is the real rate of return earned on your account balance after taking into account the effect of compounding interest. $5 minimum requirement to open & earn APY* Up to 6 electronic or online transfers per month Notes and Fees See Details Get Started