Checking and savings —

IRA Accounts and Certificates

Start saving today for a retirement full of possibilities!

  • Gesa's IRA savings and certificate accounts are insured by the NCUA
  • Insured up to $250,000 and separately from other savings accounts

IRA Savings and IRA Certificate Rates

 

Term
(months)
APY*
(min. balance $500.00)
APY*
(min. balance $50,000.00)
APY*
(min. balance $100,000.00)
12 0.40% 0.40% 0.40%
18 0.40% 0.45% 0.50%
24 0.45% 0.50% 0.55%
30 0.50% 0.55% 0.60%
36 0.55% 0.60% 0.65%
48 0.60% 0.65% 0.70%
60 0.70% 0.75% 0.80%
84 0.80% 0.85% 0.90%

 

Account Type Term
(months)
APY* Min. Deposit
IRA Savings 0.25% $100.00