Checking and savings —

Certificate Accounts and Bump Certificates

Certificate Rates

Term
(months)
APY*
(min. balance $500.00)
APY*
(min. balance $50,000.00)
APY*
(min. balance $100,000.00)
3 0.20% 0.20% 0.20%
6 0.30% 0.30% 0.30%
12 0.40% 0.40% 0.40%
18 0.40% 0.45% 0.50%
24 0.45% 0.50% 0.55%
30 0.50% 0.55% 0.60%
36 0.55% 0.60% 0.65%
48 0.60% 0.65% 0.70%
60 0.70% 0.75% 0.80%
84 0.80% 0.85% 0.90%

Consumer Bump Certificate Rates

Term
(months)
APY*
(min. balance $500.00)
APY*
(min. balance $50,000.00)
APY*
(min. balance $100,000.00)
12 0.40% 0.40% 0.40%
24 0.40% 0.45% 0.50%
36 0.50% 0.55% 0.60%
48 0.55% 0.60% 0.65%
60 0.65% 0.70% 0.75%

IRA Bump Certificate Rates

Term
(months)
APY*
(min. balance $500.00)
APY*
(min. balance $50,000.00)
APY*
(min. balance $100,000.00)
12 0.40% 0.40% 0.40%
24 0.40% 0.45% 0.50%
36 0.50% 0.55% 0.60%
48 0.55% 0.60% 0.65%
60 0.65% 0.70% 0.75%

Benefits of Certificate Accounts

Online and Mobile banking

24-hour access to your accounts to make transfers, deposit checks, and more.

Variety of term options

Access to a variety of term options to best support your goals.

Flexible rates

Competitive and flexible rates that work for your lifestyle.

Why Gesa?

When you bank with Gesa, you keep money in your community and give back to local schools and organizations.

  • $500,000+ given back to local communities
  • Scholarship opportunities for local students
  • Sponsorships and grants for local organizations and events
La Casa Hogar

Still have questions?

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Gesa offers many other services to help members accomplish their financial goals, such as Cashier’s Checks, Safe Deposit Boxes, Savings Bond Redemption, Signature Guarantee, and Notary Service.

Still have questions?