Commercial Banking —

Savings Accounts

Gesa makes your money work harder with savings options that optimize your cash flow

  • Convenient
  • Online Banking access
  • Ensure your membership as a business account member

Contact Gesa to open a Business Savings Account

Business Certificates Rates

High-yield, fixed-rate savings

If you’re seeking a higher-yielding fixed-rate savings account for funds that are in excess of your current operating requirements, consider our Business Certificate accounts. Benefits include:

  • Terms ranging from three to sixty months
  • Interest is compounded and paid monthly and at maturity
  • Choose one of three tier levels for your account
  • Certificates can be used as collateral to secure a loan at a competitive margin

Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Early withdrawal penalties will apply. Certificate rates are for a limited time only. Stated rates are as of 10/01/2021 and are subject to change.

 

Business Analysis Account Fees (PDF)

Business Account Fees (PDF)

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Term (months) APY* (min. balance $500.00) APY* (min. balance $50,000.00) APY* (min. balance $100,000.00)
3 0.20% 0.20% 0.20%
6 0.30% 0.30% 0.30%
12 0.40% 0.40% 0.40%
18 0.40% 0.45% 0.50%
24 0.45% 0.50% 0.55%
30 0.50% 0.55% 0.60%
36 0.55% 0.60% 0.65%
48 0.60% 0.65% 0.70%
60 0.70% 0.75% 0.80%

Why go with Gesa?

When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.

  • $500k given back to local communities
  • Scholarship opportunities for local students
  • Sponsorships and grants for local organizations and events
La Casa Hogar