Credit Card Comparison

Diamond Cash Back Card
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Capital One® Quicksilver Card
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Bank of America® Cash Rewards Card®
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Chase Freedom Unlimited®
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Unlimited 1.5% Cash Back on all Purchases
Yes, plus $200 Bonus Cash Back after $2,000 in qualified purchases within the first 90 days
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Yes
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No
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No
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Balance Transfer Fee
None
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None
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$10 or 3% of the amount of each transfer, whichever is greater
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$5 or 5% of the amount of each transfer, whichever is greater
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APR for Purchases
Standard variable APR as low as 10.24%
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Standard variable APR as low as 15.49%
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Standard variable APR as low as 13.99%
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Standard variable APR as low as 14.99%
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APR for Balance Transfers
Standard variable APR as low as 10.24%
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Standard variable APR as low as 15.49%
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Standard variable APR as low as 13.99%
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Standard variable APR as low as 14.99%
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Comparison based on competitor data compiled on July 1, 2020 from company websites. Rates shown above do not include promotional rates or specials. Capital One®, Chase®, Bank of America®, Discover®, Wells Fargo, Citi®, and U.S. Bank® products are the property of their respective owners. Gesa Credit Union is not affiliated with or sponsored by any company mentioned.
† Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Visa® Diamond Cash Back Credit Card Disclosure and Visa® Diamond Cash Back Rewards Terms and Conditions for further details.
To view the PDFs, you must have the free utility Adobe Reader. Click here to get it.
* APR = Annual Percentage Rate. Offer valid on new Visa® Diamond Cash Back, Visa® Platinum, and Visa® Share Secured credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date the account is opened if completed within the first 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as 10.24% for Diamond Cash Back and as low as 6.99% for Platinum and Share Secured). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.
Credit Card Comparison

Platinum Card
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Wells Fargo Platinum Card
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Citi® Diamond Preferred® Card
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U.S. Bank Visa® Platinum Card
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Balance Transfer Fee
None
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Intro fee of 3% of the amount of each transfer, after intro period 5%
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$5 or 3% of the amount of each transfer, whichever is greater
|
$5 or 3% of the amount of each transfer, whichever is greater
|
APR for Purchases
Standard variable APR as low as 6.99%
|
Standard variable APR as low as 16.49%
|
Standard variable APR as low as 14.74%
|
Standard variable APR as low as 13.99%
|
APR for Balance Transfers
Standard variable APR as low as 6.99%
|
Standard variable APR as low as 16.49%
|
Standard variable APR as low as 14.74%
|
Standard variable APR as low as 13.99%
|
Comparison based on competitor data compiled on July 1, 2020 from company websites. Rates shown above do not include promotional rates or specials. Capital One®, Chase®, Bank of America®, Discover®, Wells Fargo, Citi®, and U.S. Bank® products are the property of their respective owners. Gesa Credit Union is not affiliated with or sponsored by any company mentioned
† Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Visa® Platinum Credit Card Disclosure for further details.
To view the PDFs, you must have the free utility Adobe Reader. Click here to get it.
* APR = Annual Percentage Rate. Offer valid on new Visa® Diamond Cash Back, Visa® Platinum, and Visa® Share Secured credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date the account is opened if completed within the first 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as 10.24% for Diamond Cash Back and as low as 6.99% for Platinum and Share Secured). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.
Credit Card Comparison

Share Secured Platinum Card
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BankAmericard® Secured Card
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Discover it® Secured Card
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Capital One® Secured Mastercard®
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APR for Purchases
0% intro rate for 6 months, after intro period standard variable APR as low as 6.99%
|
Standard variable APR as low as 22.99%
|
Standard variable APR as low as 22.99%
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Standard variable APR as low as 26.99%
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APR for Balance Transfers
0% intro rate for 6 months, after intro period standard variable APR as low as 6.99%
|
Standard variable APR as low as 22.99%
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10.99% intro rate for 6 months, after intro period standard variable APR as low as 22.99%
|
Standard variable APR as low as 26.99%
|
Balance Transfer Fee
None
|
$10 or 3% of the amount of each transaction, whichever is greater
|
Intro fee of 3% of the amount of each transaction, after intro period 5%
|
None
|
Comparison based on competitor data compiled on July 1, 2020 from company websites. Rates shown above do not include promotional rates or specials. Capital One®, Chase®, Bank of America®, Discover®, Wells Fargo, Citi®, and U.S. Bank® products are the property of their respective owners. Gesa Credit Union is not affiliated with or sponsored by any company mentioned
† Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Visa® Share Secured Credit Card Disclosure for further details.
To view the PDFs, you must have the free utility Adobe Reader. Click here to get it.
* APR = Annual Percentage Rate. Offer valid on new Visa® Diamond Cash Back, Visa® Platinum, and Visa® Share Secured credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date the account is opened if completed within the first 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as 10.24% for Diamond Cash Back and as low as 6.99% for Platinum and Share Secured). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.