Tarjetas de Crédito

Tarjetas de Crédito

Si está comenzando, comenzando de nuevo, o buscando la conveniencia y la seguridad de una tarjeta de crédito Visa®, le apoyaremos. Todas nuestras tarjetas de crédito incluyen protección contra fraudes con Visa's Zero Liability® policy.

Tarjeta de Crédito Diamond Cash Back

La tarjeta de crédito Diamond Cash Back es la tarjeta de recompensas que querrá obtener. Obtenga las recompensas que merece ganando el 1.50% de recompensas ilimitadas en todas sus compras. Los beneficios incluyen:

  • Tasa de introducción de 0% APR* para compras por 6 meses y para transferencias de saldo por 12 meses; después de eso, las tasas empiezan desde 11.74% APR, según su solvencia
  • Gane el 1.50% de recompensas ilimitadas
  • Reciba $100 de recompensas adicional  después de $1,000 en compras calificadas dentro de los primeros 90 días después de la apertura de la cuenta
  • Sin cuota anual
  • Sin cargo por transferencia de saldo
  • Visa®” Signature concierge” (Conserje de Firma de Visa®)
  • Los beneficios adicionales para el titular de la tarjeta incluyen:
Notas y Tarifas

Para solicitar una copia del acuerdo de titular de tarjeta, llame a nuestro Centro de Contacto para Miembros al 888.946.4372.

Divulgación de la Tarjeta de Crédito Diamond Cash Back Visa®.

Terminos y Condiciones de la Tarjeta de Crédito Diamond Cash Back Visa®.

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Tarjeta de Crédito Gesa Platinum

Con la tarjeta de crédito Gesa Visa® Platinum, tendrá la comodidad de hacer compras en línea y viajar, junto con una tasa de interés baja todos los días. Los beneficios incluyen:

  • Tasa de introducción de 0% APR* para compras por 6 meses y para transferencias de saldo por 12 meses; después de eso, las tasas empiezan desde 8.49% APR, según su solvencia
  • Sin cuota anual
  • Sin cargo por transferencia de saldo
  • Auto Rental Collision Damage Waiver (Exención de daños por choque a auto alquilado)
Notas y Tarifas

Para solicitar una copia del acuerdo de titular de tarjeta, llame a nuestro Centro de Contacto para Miembros al 888.946.4372.

Divulgación de la Tarjeta de Crédito Platinum Visa®.

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Tarjeta de Crédito Share Secured Visa®

Una tarjeta de crédito de Gesa Share Secured Visa® Card es la forma perfecta de establecer crédito o crear un buen crédito, ya sea que empiece o empiece de nuevo. Esta tarjeta está asegurada por los fondos disponibles en su cuenta de ahorros. Los beneficios incluyen:

  • Tasa de introducción de 0% APR* para compras por 6 meses y para transferencias de saldo por 12 meses; después de eso, las tasas empiezan desde 8.49% APR, según su solvencia
  • Sin cuota anual
  • Sin cargo por transferencia de saldo
  • Auto Rental Collision Damage Waiver (Exención de daños por choque a auto alquilado)
Notas y Tarifas

Para solicitar una copia del acuerdo de titular de tarjeta, llame a nuestro Centro de Contacto para Miembros al 888.946.4372.

Divulgación de la Tarjeta de Crédito Share Secured Visa®.

Para ver los documentos PDFs, debe tener instalada la utilidad gratuita de Adobe Reader. Haga clic aquí para descargarla.

Protección Contra el Fraude con Zero Liability® (Cero Responsabilidad)

La póliza de Zero Liability de Visa® le proporciona la máxima protección contra el fraude. Ya sea que esté pagando cuentas o comprando un artículo en línea, por teléfono o en una tienda (aquí o en el extranjero), está protegido. Aprenda más sobre Zero Liability.

Tasas de Interés de las Tarjetas Visa®

Producto de Visa® APR*
(tan baja como)
Tasa Periódica Diaria
Tarjeta de Crédito Gesa Visa® Diamond Cash Back 10.24% 0.02805%
Tarjeta de Crédito Gesa Visa® Platinum 6.99% 0.01915%
Tarjeta de Crédito Share Secured Visa® 6.99% 0.01915%

* APR = Tasa de Porcentaje Anual. Las tasas, tarifas y términos están sujetos a cambios.

* APR = Tasa de Porcentaje Anual. Oferta válida en las nuevas cuentas de tarjetas de crédito Visa® Diamond Cash Back, Visa® Platinum y Visa® Share Secured. Para las cuentas nuevas que califican, la tasa introductoria es válida para todas las transacciones de compra durante 6 meses a partir de la fecha de apertura de la cuenta y la tasa de transferencia de saldo es válida durante 12 meses a partir de la fecha de apertura de la cuenta si se completa dentro de los primeros 60 días en que se abre la cuenta. Después de que los periodos de introducción o de transferencia de saldo hayan concluido, la APR regresará a la tasa regular y a la tasa periódica mensual según lo especificado en el Acuerdo de Tarjeta (empezando desde 11.74% para Diamond Cash Back y desde 8.49% para Platinum). La APR es una tasa variable basada en la Tasa Preferencial publicada en el Wall Street Journal.

Credit Card Comparison

Image of Diamond Cash Back Card

Diamond Cash Back Card

Image of Capital One Quicksilver Card

Capital One® Quicksilver Card

Image of Bank of America Cash Rewards Card

Bank of America® Cash Rewards Card®

Image of Chase Freedom Unlimited Credit Card

Chase Freedom Unlimited®

Unlimited 1.5% Cash Back on all Purchases

Yes, plus $100 Bonus Cash Back after $1,000 in qualified purchases within the first 90 days

Yes

No

No

Balance Transfer Fee

None

None

$10 or 3% of the amount of each transfer, whichever is greater

 $5 or 5% of the amount of each transfer, whichever is greater

APR for Purchases

Standard variable APR as low as 10.24%

Standard variable APR as low as 15.49%

Standard variable APR as low as 13.99%

Standard variable APR as low as 14.99%

APR for Balance Transfers

Standard variable APR as low as 10.24%

Standard variable APR as low as 15.49%

Standard variable APR as low as 13.99%

Standard variable APR as low as 14.99%

Comparison based on competitor data compiled on July 1, 2020 from company websites. Rates shown above do not include promotional rates or specials. Capital One®, Chase®, Bank of America®, Discover®, Wells Fargo, Citi®, and U.S. Bank® products are the property of their respective owners. Gesa Credit Union is not affiliated with or sponsored by any company mentioned.

† Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Visa® Diamond Cash Back Credit Card Disclosure and Visa® Diamond Cash Back Rewards Terms and Conditions for further details.

To view the PDFs, you must have the free utility Adobe Reader. Click here to get it.

* APR = Annual Percentage Rate. Offer valid on new Visa® Diamond Cash Back, Visa® Platinum, and Visa® Share Secured credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date the account is opened if completed within the first 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as 10.24% for Diamond Cash Back and as low as 6.99% for Platinum and Share Secured). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.

Credit Card Comparison

Image of Platinum Card

Platinum Card

Image of Wells Fargo Credit Card

Wells Fargo Platinum Card

Image of Citi Diamond Preferred Card

Citi® Diamond Preferred® Card

Image of U.S. Bank Platinum Credit Card

U.S. Bank Visa® Platinum Card

Balance Transfer Fee

None

Intro fee of 3% of the amount of each transfer, after intro period 5%

$5 or 3% of the amount of each transfer, whichever is greater

$5 or 3% of the amount of each transfer, whichever is greater

APR for Purchases

Standard variable APR as low as 6.99%

Standard variable APR as low as 16.49%

Standard variable APR as low as 14.74%

Standard variable APR as low as 13.99%

APR for Balance Transfers

Standard variable APR as low as 6.99%

Standard variable APR as low as 16.49%

Standard variable APR as low as 14.74%

Standard variable APR as low as 13.99%

Comparison based on competitor data compiled on July 1, 2020 from company websites. Rates shown above do not include promotional rates or specials. Capital One®, Chase®, Bank of America®, Discover®, Wells Fargo, Citi®, and U.S. Bank® products are the property of their respective owners. Gesa Credit Union is not affiliated with or sponsored by any company mentioned

† Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Visa® Platinum Credit Card Disclosure for further details.

To view the PDFs, you must have the free utility Adobe Reader. Click here to get it.

* APR = Annual Percentage Rate. Offer valid on new Visa® Diamond Cash Back, Visa® Platinum, and Visa® Share Secured credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date the account is opened if completed within the first 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as 10.24% for Diamond Cash Back and as low as 6.99% for Platinum and Share Secured). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.

Credit Card Comparison

Image of Shared Platinum Credit Card

Share Secured Platinum Card

Image of Bank Americard

BankAmericard® Secured Card

Image of Discover it Secured Card

Discover it® Secured Card

Image of Capital One Secured Mastercard

Capital One® Secured Mastercard®

APR for Purchases

0% intro rate for 6 months, after intro period standard variable APR as low as 6.99%

Standard variable APR as low as 22.99%

Standard variable APR as low as 22.99%

Standard variable APR as low as 26.99%

APR for Balance Transfers

0% intro rate for 6 months, after intro period standard variable APR as low as 6.99%

Standard variable APR as low as 22.99%

10.99% intro rate for 6 months, after intro period standard variable APR as low as 22.99%

Standard variable APR as low as 26.99%

Balance Transfer Fee

None

$10 or 3% of the amount of each transaction, whichever is greater

Intro fee of 3% of the amount of each transaction, after intro period 5%

None

Comparison based on competitor data compiled on July 1, 2020 from company websites. Rates shown above do not include promotional rates or specials. Capital One®, Chase®, Bank of America®, Discover®, Wells Fargo, Citi®, and U.S. Bank® products are the property of their respective owners. Gesa Credit Union is not affiliated with or sponsored by any company mentioned

† Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Visa® Share Secured Credit Card Disclosure for further details.

To view the PDFs, you must have the free utility Adobe Reader. Click here to get it.

* APR = Annual Percentage Rate. Offer valid on new Visa® Diamond Cash Back, Visa® Platinum, and Visa® Share Secured credit card accounts only. For qualifying new accounts, introductory rate is valid for all purchase transactions for 6 months from the date the account is opened, and balance transfer rate is valid for 12 months from the date the account is opened if completed within the first 60 days the account is opened. After introductory or balance transfer periods have concluded, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as 10.24% for Diamond Cash Back and as low as 6.99% for Platinum and Share Secured). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.