Important Notice

  • We will be performing system maintenance on Sunday, September 22 from 12:00 a.m. to 6:00 a.m. During this time Xpress Digital and Telephone Banking will be unavailable. We appreciate your patience and thank you for your membership in Gesa Credit Union.

Enjoy Colossal Earnings

Open a Colossal Checking account and start enjoying colossal-sized dividends, unlimited domestic ATM fee refunds of up to $4.99 per withdrawal, no monthly fees, and no minimum balance requirements!

To maintain these benefits, simply do the following per each qualifying period:

  • Receive eStatements
  • Make 18 debit card transactions (excluding ATM transactions/inquiries)
  • Receive at least one direct deposit or ACH auto debit
Colossal Checking Rates

Qualifying Account Balance APY*
(months)
$0 – $10,000.00 3.00%
$10,000.01+ 0.05%
Non-Qualifying 0.05%

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

Notes and Fees

Dividends on a Colossal Checking Account will be compounded and credited to a member's account each month. Dividends on Colossal Checking accounts are calculated using the daily balance method. Qualifying account balances meet minimum requirements. APY subject to change monthly. APY is accurate as of 9/1/2019, the last dividend declaration date. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. No monthly fees and no minimum balance required to open or maintain account. There is a minimum balance of $25.00 if the account is opened online. Fees could reduce earnings on the account. Limit of one Colossal Checking account per member.