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Boat and RV Special

Don’t be caught up in the moment when shopping for a boat or recreational vehicle. Consider a pre-approved boat or RV loan from Gesa so when you find what you want, you'll be prepared to buy. Get pre-qualified for the amount you plan to spend at a competitive rate today.

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New Marine and RV Loan Rates

APR*
(as low as)
Loan Amount** Max. Term
(months)
Age Range
1.99% $0 – $100,000.00 60 2017+
3.24% $0 – $25,000.00 84 2017+
3.74% $25,001.00 – $50,000.00 120 2017+
3.99% $50,001.00 – $100,000.00 180 2017+

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
** Maximum loan amount is $100,000.

Used Marine and RV Loan Rates

APR*
(as low as)
Loan Amount** Max. Term
(months)
RV Age
2.24% $0 – $100,000.00 60 2011 – 2016
3.74% $0 – $25,000.00 84 2011 – 2016
3.99% $25,001.00 – $50,000.00 120 2011 – 2016
4.49% $50,001.00 – $100,000.00 180 2011 – 2016

* APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.
** Maximum loan amount is $100,000.

Notes and Fees

Rate includes 0.75% discount for members having a Gesa checking account or Gesa Visa® credit card. Additionally, rate also includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated.

 

On new and used recreational vehicles and boat loans, max advance (loan value) is based on approved credit tier plus tax, license, and dealer add-ons that are claimed refundable. Includes a $75 documentation processing fee. Rate is dependent on credit qualifications. Other rates and terms available. Rates, terms, and fees are subject to change. Contact Gesa for full program details.

 

Ineligible Collateral: salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles.

Gesa offers a range of rates that depend on factors such as credit history, loan term, and Gesa account.

 

Actual rates are disclosed to approved applicants in writing prior to loan consummation. Rates do not apply to refinances of loans that originated from Gesa.

 

Rates are effective as of 5/1/2021.

 

Payment Example – New Marine/RV Loan: fixed rate; terms to 60 months. $17.52 a month based per $1,000 on a 5-year loan at 1.99% APR.

 

Payment Example – Used Marine/RV Loan: fixed rate; terms to 60 months. $17.63 a month based per $1,000 on a 5-year loan at 2.24% APR.