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Manufactured Home Loans

Gesa offers loans for new and used manufactured homes at affordable rates. A new manufactured home is one that has never been sold, transferred, or leased to a private party or business.

Contact a Personal Financial Services Representative in any office for full program details.

New and Used Manufactured Home Loan Rates

(as low as)
Loan AmountMax. Term
Vehicle Age
9.90% 80% of MSRP 180 2014+
12.50% 65% of appraised value 120 2005-2013

*APR = Annual Percentage Rate. Rates, terms, and fees are subject to change.

Notes and Fees

Gesa only offers loans for new and used manufactured homes that are 10 years old or newer. The manufactured home must have a HUD sticker. Gesa charges a $50 documentation processing fee associated with this loan.

Contact 888.946.4372 for full program details.

Payment Examples:
Fixed rate; terms to 120 months. $14.64 a month based on a 10 year, $1,000 loan at 12.50% APR.
Fixed rate; terms to 180 months. $10.68 a month based on a 15 year, $1,000 loan at 9.90% APR.

image of a manufactured home