* APR (Annual Percentage Rate). Rates as low as 2.99% APR (60 month). To be eligible for the promotional rate, member must have a Gesa checking account or Gesa Visa® credit card. Rate includes 0.25% discount for auto transfer from a checking or savings account at the time the loan is originated at a Gesa branch. Rate dependent on credit qualifications. Not all applicants will qualify. Higher rates may be charged based on credit qualifications. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Rates are accurate as of March 2, 2020. Rates, fees, and terms subject to change without notice and subject to credit approval. Includes a $75 documentation processing fee. Ineligible Collateral: Salvage vehicles, branded titles, lemon law buybacks, or vehicles with over 125,000 miles. Payment Example for New & Used Marine/RV: Fixed Rate at 60 months term, $18.00 a month per $1,000 based on a 5 year loan at 2.99% APR.